Animal Crossing: New Horizons: How many bells to plant for Money Tree

Money Trees are a great way to earn bells in Animal Crossing: New Horizons. But how much should you plant to maximize your profit?

You know the expression money doesn’t grow on trees? Well, as I pointed out a few weeks ago, it absolutely does in Animal Crossing: New Horizons.

Money Trees are trees that you can plant that will eventually sprout bells will fully grown. The catch is that in order to grow one, you need to plant actual Bells. The more Bells you plant, the more you’ll get in return.

However, there is a limited to the amount of Bells you’ll want to bury when planting your Money Tree and there seems to be some uncertainty as to what that limit actually is. When Money Trees were first being talked about, there were reports of people planting 99,999 Bells and getting them triple in returns. It should be noted, none of this has actually be verified or confirmed even to this day.

Because of that, the recommended amount of Bells to plant in a money tree is no more than 10,000 Bells. Just about every website recommends 10,000 Bells is the sweet spot to maximize your profit. This will net you a possible 30,000 Bells in return. If you plant any more than that, you’ll risk losing money in return.

There is also a theory that returns work on a pattern that is individual to each island. If that’s the case, you’ll have to figure out some way to find your island’s pattern. Honestly, it sounds like if you can get three 99K bags in return, it’s purely random.  Again, reports of the amount of Bells in return are all over the place. It’s possible that the bags of 99K are random and maybe it doesn’t even matter how much you bury. The safest bet is to just plant 10,000 Bells.